A Simple 4 Step Process
How It Works
Step One
Lender Sends the Applicant a Link
The loan applicant is sent an Ibbie link by SMS message
Step Two
Applicant Provides Bank Account Information
The applicant gives consent to the transaction, connects to their bank using their credentials, and selects which accounts to include in the bank account snapshot
Step Three
Process Is Complete
The applicant receives a notification saying their bank statements have been sent to their lender
Step Four
Lender May View Bank Statements
The lender receives a read-only version of the applicant’s bank statements